No Claim Bonus: Bonus of 50% of the Basic Sum Insured for every claim free year, maximum upto 100%. } Individual Sum Insured SI in INR 300000 500000 1000000 1500000 2000000 2500000 5000000 "@context": "https://schema.org", Pre-existing diseases - Both cover them after 3Y No interest will be charged lf the instalment premium is not paid on due date v. }] The Optima Restore isn`t just a regular health insurance plan. "name": "1.What are the scenarios under which the Sum Insured would be reinstated under the Restore Benefit? Premium Chart. It is a 24-hours worldwide personal accident cover that pays a fixed lump sum amount to your nominee in the unfortunate event of your death or to you in case of permanent total disablement due to an accident. E-opinion: On request of the insured person diagnosed with a critical illness, We will arrange for a second opinion from a medical practitioner selected by the insured person from Our panel.This benefit can be availed once in a policy year. War can be disastrous and unfortunate. (Annual Premium Exclusive of Goods & Services Tax & Cess (if any) in INR) FAMILY FLOATER ( 1 ADULT + 2 CHILD) Deductible 1 Lakh 2 Lakhs 3 Lakhs 4 Lakhs 5 Lakhs 6 Lakhs 7 Lakhs 10 Lakhs Age Oldest Member 1A+2C 1A+2C 1A+2C 1A+2C 1A+2C 1A+2C 1A+2C 1A+2C 18-35 4,625 3,700 3,385 3,160 2,915 2,695 2,380 2,005 "name": "4.What’s a restore benefit? Apollo Munich. No.146 CIN: U66030MH2007PLC177117. "name": "2.What all medical expenses are covered under this policy? },{ my:health Women Suraksha Cardiac Plan| } Under the Optima Restore policy, HDFC ERGO Health Insurance arranges for a second opinion from a medical practitioner from its panel selected by the insured person. I'm faizal and I want to tell you I'm very happy to got hdfc ergo service. Bike Insurance For Brand&Model| Compulsory Personal Accident Insurance| ... Optima Restore : Restore benefit, E-opinion for critical illness, Critical illness add-on: Max Bupa: ... HDFC Ergo: Health Suraksha Gold with Regain and ECB: "@type": "Question", We reward you for staying healthy. The policy premium depends on the plan you choose, whether you’re insuring only yourself or your family, and the amount of cover you choose. If you like more help choosing the right plan and cover for you, feel free to talk to our team!" Apollo Munich’s Optima Restore is a comprehensive health insurance plan which provides some unique benefits. Few illnesses & Treatments are covered after 2 years of consecutive renewals for elaborate list refer policy wordings, Except accidental hospitalisations no claims shall be admitted during the 1st 30 days of the trip, Our customers have rated us with 4.4/5 Stars. Consequences of use and Abuse of intoxicant or hallucinogenic substances like intoxicating drugs and alcohol lead to self-inflicted wounds. HDFC Ergo General Insurance's Optima Restore Health Insurance Plan is a comprehensive product with useful features like the Restore benefit that automatically restores the basic sum insured if you consume it during the policy year. ¦nªñAógu.û$.ïo—1žwí±K“þš^ÆáfžVuwˆÏIúc¨ãд'óô»Ø?›tíû¿ñÛÑdf¹4u. Cashless Health Insurance|Health Insurance Premium Calculator Thispagedoesnotcontainicon hdfc ergo health optima restore plan you are about to leave the hdfc bank website and go to an external link. "@type": "FAQPage", Your ambulance costs are covered up to ₹2000 per hospitalization. Hence, we cover the medical and surgical expenses of the organ donor when harvesting a major organ transplant. HDFC ERGO Insurance Company has always brought to you the best of the health plans and one of those is my: Health Suraksha. About HDFC ERGO Optima Restore Health Insurance. If you like more help choosing the right plan and cover for you, feel free Health Suraksha pre policy checkup status| ", "acceptedAnswer": { Star Health. As all of you know there is abundance of health insurance plans available in the market; some of them are good while some of them are just useless. The claim process for HDFC Ergo Health Optima Restore is simple and easy to understand. Arogya Sanjeevani Policy is a combination of all standard features of health insurance including life-long renewal. This was earlier known as Apollo Optima Restore but after the merger of Apollo health Insurance Co with HDFC Ergo, the policy has been named HDFC Ergo Health Optima Restore Insurance Policy. instalment premium till the date of receipt of premium by Company iii. Say, one member from a Family Floater plan makes a claim and exhausts the cover. The first claim can be made up to the base sum insured, after which, the Restore Benefit activates for the next one." Search for hospitals in your area for cashless facility. "@type": "Question", For complete details, feel free to download RATE CARD Annual Premium (Excluding Goods & Services Tax & Cess (if any) in INR) Rest of India 1. About HDFC ERGO Optima Restore Health Insurance. Premium paid is eligible for tax benefit under section 80D of the Income Tax Act: Discount: Premium discount of 7.5% on advance premium payment for 2 year policy term. Trade Logo displayed above belongs to HDFC Ltd and ERGO International AG and used by the Company and OPTIMA RESTORE is a very Famous product to buy : THIS PLAN COMES WITH Great customer service, 100% lifelong renewal, clear policy wordings and conditions, cashless access to the best 12,000 doctors and 10000+ hospitals in over 900 cities, tax deduction under Section 80D, our healthcare and health insurance expertise and one of the fastest … If you stay in a hospital for more than 10 days at a stretch, then we pay a lump-sum of ₹10,000 for other financial losses that might have happened due to your absence at home. Home Insurance For Housing Society| Home Insurance for Television| Try out the HTML to PDF API pdfcrowd.com HDFC ERGO brings to you Health Suraksha, a unique health insurance plan, providing optimum health coverage at an affordable price. The company was established in the year 2010 by way of the joint venture between State Bank of India and Insurance Australia Group. Claims under HDFC Ergo Health Optima Restore. When it comes to our family, we are often protective for their health, happiness, and well-being.Presenting Optima Restore- Our Comprehensive Family Floater plan for your complete family.Thishealth insurance plan offers completely cashless treatments at our network hospitals along with a host of other attractive features to meet your healthcare needs. How much do I have to pay for the policy per month? "@type": "Answer", You deserve the best and the latest medical treatments. Student Suraksha Insurance| Annual Multi-trip Insurance| Calculating health insurance premium with HDFC ERGO is simple, easy and convenient. HDFC Ergo has 12 different health insurance policy options, all with strong coverage and annual premiums that won't exceed your budget. Car Insurance Comparison| Track Break-in status| Yes, Optima Restore covers its policy holders in case of multiple claims against the same or similar medical emergencies. Apollo Munich Optima Restore is different from other health insurance plans due to its restore & multiplier benefits. The claim process for HDFC Ergo Health Optima Restore is simple and easy to understand. Optima Restore helps you keep track of your health status with its preventive health check-up benefit. Bike Insurance| Vehicle Insurance| Optima Restore Family Floater 5 Lakh. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. Is applicable if 3 or more Family members included restricted to 65 years benefits available in this product faizal I! Cover for you and your entire Family branches, insurance claim office, cashless hospitals HDFC. The joint venture between State Bank of India 1 now renamed as HDFC ERGO Optima..., our policy does not cover any claim that are caused due to its Restore & Multiplier.... Services tax & Cess ( if any ) in INR 300000 500000 1000000 1500000 2000000 5000000. 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